What kind of day expenses do you have and how do you keep overhead down?

My day to day expenses come down to living expenses, insurance and web-related expenses (web host, subscription services, etc...)

I occasionally splurge on new gear to stay up to date and competitive but besides that I don't spend on much else. 

I owned a studio once upon a time but came to the rapid realization that it was a wasted expense. I have no wife and kids so that also helps!


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